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    11 — Technology category · TR-140.10

    Core Banking Systems

    The account systems of record that hold deposit and loan balances, post transactions in real time or batch, and accrue interest and fees against configured products.

    • Core Banking
    • Core Banking Platform
    • Account Processing System
    • Banking Core

    In scope

    • Deposit and loan product configuration
    • Account opening and maintenance records
    • Transaction posting and balances
    • Interest accrual fees and statements
    • Sweeps and account structures for business clients

    Out of scope

    • Payment orchestration and network connectivity (see TR-140.20)
    • Frameworks for building customer-facing web and mobile front ends (see TR-70.20)
    • Analytics over account history (see TR-50.10)

    Example technologies · 7

    Well-known technologies in this category, named as facts. Not a shortlist or an endorsement.

    • Temenos Transact
    • Thought Machine Vault Core
    • Mambu
    • Oracle FLEXCUBE
    • Fiserv DNA
    • Jack Henry SilverLake
    • FIS Modern Banking Platform

    Realizes · 7

    Elsewhere in Financial Services Platforms