{"version":"0.35.0","built_at":"2026-10-24T11:24:42.001Z","license":"CC BY 4.0 © Mike Reams","canonical":"https://catalog.mikereams.com","value_stream":{"id":"VS-470","name":"Advice-to-Portfolio","industries":["financial-services"],"description":"Carry an individual or institutional client from their goals and risk profile through suitable advice and investment to a portfolio that is monitored, rebalanced and reported. Investing the enterprise's own cash is Treasury (BC-230), outside this stream.","outcome":"The client holds a portfolio that matches their goals and mandate, kept in line over time, with clear reports on performance and costs.","trigger":"A new or existing client asks for advice or gives the firm money to invest.","aliases":["Wealth Client Journey","Plan-to-Invest","Advice-to-Investment","Client Investment Lifecycle"],"stages":[{"id":"VS-470.10","order":1,"name":"Onboard & Profile","description":"Complete due diligence on the client, open and register the account, and capture goals, constraints and risk tolerance.","capability_ids":["BC-1770.10","BC-1760.10"],"events":[]},{"id":"VS-470.20","order":2,"name":"Plan & Advise","description":"Build the financial plan and recommend investments that are suitable for this client.","capability_ids":["BC-1760.10"],"events":[]},{"id":"VS-470.30","order":3,"name":"Invest","description":"Set the mandate and allocation, place orders with pre-trade checks, and settle them into custody.","capability_ids":["BC-1760.20","BC-1760.30","BC-1760.40"],"events":[]},{"id":"VS-470.40","order":4,"name":"Monitor & Rebalance","description":"Watch drift and events, process corporate actions and income, and rebalance to the mandate.","capability_ids":["BC-1760.20","BC-1760.30","BC-1760.40"],"events":[]},{"id":"VS-470.50","order":5,"name":"Report & Review","description":"Report performance, fees and costs to the client and review the plan against their goals.","capability_ids":["BC-1760.50","BC-1760.10"],"events":[]}]}}