{"version":"0.35.0","built_at":"2026-10-24T11:24:42.001Z","license":"CC BY 4.0 © Mike Reams","canonical":"https://catalog.mikereams.com","capability":{"id":"BC-1770.40","name":"Fraud Detection & Prevention","level":2,"parent_id":"BC-1770","l1_id":"BC-1770","industry":"financial-services","macro_id":null,"path":["Financial Crime","Fraud Detection & Prevention"],"description":"Stop fraud against customers and the firm before money leaves, by scoring transactions, logins and applications in real time and acting on what is found, investigating confirmed fraud, deciding scam reimbursement and recording fraud losses. The rule-bound claim process of intake, provisional credit, chargebacks and recalls sits with payment disputes.","aliases":["Fraud Prevention","Fraud Operations","Banking Fraud Controls"],"in_scope":["Real-time fraud scoring of payments and card transactions","Account takeover and application fraud detection","Scam, authorized push payment and money mule detection","Fraud investigation, scam reimbursement decisions and fraud loss recording"],"out_of_scope":["An enterprise preventing fraud on its own payments (see BC-230.40)","Cyber threat detection and incident response (see BC-760.30)","Dispute intake, provisional credit, chargebacks and payment recalls (see BC-1730.60)","Duplicate and fraudulent supplier payments (see BC-260.50)"],"csdm_note":null,"status":"active","successor_id":null,"child_ids":["BC-1770.40.10","BC-1770.40.20","BC-1770.40.30","BC-1770.40.40","BC-1770.40.50"]},"crosswalk":{"realized_by":[],"used_in":[{"vs_id":"VS-410","vs":"Apply-to-Account","stage_id":"VS-410.20","stage":"Verify & Screen","order":2,"via":null},{"vs_id":"VS-420","vs":"Application-to-Funding","stage_id":"VS-420.20","stage":"Assess & Decide","order":2,"via":null},{"vs_id":"VS-430","vs":"Payment-to-Settlement","stage_id":"VS-430.20","stage":"Screen & Authorize","order":2,"via":null},{"vs_id":"VS-460","vs":"Alert-to-Disposition","stage_id":"VS-460.10","stage":"Detect","order":1,"via":null},{"vs_id":"VS-460","vs":"Alert-to-Disposition","stage_id":"VS-460.20","stage":"Triage","order":2,"via":null},{"vs_id":"VS-460","vs":"Alert-to-Disposition","stage_id":"VS-460.30","stage":"Investigate","order":3,"via":null},{"vs_id":"VS-460","vs":"Alert-to-Disposition","stage_id":"VS-460.40","stage":"Decide & Act","order":4,"via":null}],"patterns":[],"stacks":[],"books":[],"technology":[],"frameworks":[],"principles":[],"data_concepts":[],"domain_events":[]},"ancestors":[{"id":"BC-1770","name":"Financial Crime","level":1}],"children":[{"id":"BC-1770.40.10","name":"Transaction Fraud Scoring","level":3,"child_count":0},{"id":"BC-1770.40.20","name":"Account Takeover Prevention","level":3,"child_count":0},{"id":"BC-1770.40.30","name":"Application Fraud Detection","level":3,"child_count":0},{"id":"BC-1770.40.40","name":"Scam & Money Mule Detection","level":3,"child_count":0},{"id":"BC-1770.40.50","name":"Fraud Case Resolution","level":3,"child_count":0}]}